14 Benefits Seniors Are Entitled to But Often Forget to Claim

Last updated June 27, 2025 | By FinanceBuzz Editors

You could be missing out on $1,000s, and you might not even realize it.

Sure, you might know about some senior discounts at diners or retail stores. But what you might not know is there are a number of lesser-known programs that can help slash bills, reduce insurance costs, and unlock powerful financial perks — right now.

We pulled together some of the most valuable money moves for 2025. Cut expenses, boost your retirement, and recession-proof your finances. But act fast — we don't know how long these programs will last!

Get major discounts from top retailers


Rite Aid Wellness 65+ Program: Benefits such as 5x points on qualifying purchases on the first Wednesday of every month, a 10% off discount on Tuesdays, and a free consultation with a pharmacist. Enrollment is free.

Goodwill Senior Discount: Discounts ranging from 10% to 20% off on select days.

Kohl's Senior Day: 15% discount every Wednesday for customers aged 60 and above.

Walgreens Seniors Day: Walgreens offers a Seniors Day once a month where customers aged 55 and older can receive 20% off eligible, regular-price items. The specific day varies, so it's recommended to check with your local Walgreens for details.

Amazon Prime Senior Discount: Discounted Prime membership for seniors who are recipients of qualifying government assistance programs such as Medicaid or SSI. This membership provides access to all Prime benefits at a reduced monthly cost.

Car Insurance: Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used Insurify and now I’m able to pay just $51 a month for two cars.1Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Earn a lovely $400 bonus with this checking account

We hate to tell you this, really. But if you aren’t banking with Truist Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.

New checking clients can earn a $400 bonus when you open a new Truist One Checking account online between May 1, 2025 and October 29, 2025 using promo code TRUIST25AFL400. Terms apply.2

To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $1,000 or more within 120 days of account opening.

This is practically passive income and a great way to supercharge your earnings.

Plus, you can enjoy other benefits like no overdraft fee, a Balance Buffer,3 and automatic upgrades for access to growing perks.

Open your new Truist One Checking account here

Pay less when you stay at hotels and dine out


Best Western Senior Discounts: Minimum 10% discount on room rates for guests aged 55 and over.

Denny's Senior Discount: Special discounted menu for guests aged 55 and above. Additionally, AARP members receive 15% off their total bill at participating locations.

AMC Theatres Senior Pricing: Discounted ticket prices for seniors aged 60 and above.

Don’t Pay for Major Home Repairs: This plan protects select Ohio homes from many expensive appliance and home repairs (see if you qualify)

Everyone talks about home insurance, but hardly anyone talks about this. If you live in Ohio and own your home, you could save $1,000s on home repairs without much work at all.

Choice Home Warranty is currently helping homeowners slash appliance repair bills. Instead of paying $1,000s, you pay for a monthly plan and a simple one-time service fee per covered repair.

Getting a monthly plan could help you tap into immense savings for nearly any system or appliance in your home that’s covered.

Not everyone is eligible for this plan so here’s how to check:

  1. Click the link below and enter your zip code.
  2. Answer a few simple questions.
  3. See if your home qualifies.

Complete this short questionnaire to see if you live in a qualified area

Hearing Aids: Get a 45-day no-risk trial for these revolutionary German-engineered hearing aids

Have you noticed voices sounding muffled or find yourself asking “what?” more often? Hearing conversations clearly makes all the difference, whether it’s sharing laughs with family or catching every word with friends. The good news? There’s a simple way to bring back the clarity.

Horizon IX hearing aids by hear.com offer crystal-clear speech understanding using advanced German technology. These nearly invisible, medical-grade devices provide twice the speech clarity of competitors, even in noisy places.

The aids connect to a simple smartphone app that makes them easy to set up and use. Plus, Horizon IX lasts up to 19 hours on a single charge, so no more dead batteries.

hear.com is trusted by over 500,000 customers worldwide, has an A+ rating with the Better Business Bureau and a 4.9/5 rating at Consumer Affairs, and is known for their award-winning customer service.

We recommend at least a 680+ credit score in order to qualify for flexible financing. Click below and enter some information including your phone number. They will contact you via phone and take care of getting everything set up.

Get a 45-day no-risk trial and see if you qualify for flexible financing

Debt Help: Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $20,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 12-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!4

Try National Debt Relief

Restaurants & Meal Delivery: Take advantage of massive discounts at restaurants and meal delivery companies

Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on:

  • Restaurants (save up to $450 per year!)
  • Meal deliveries
  • Airfare, Hotels, Cruises and Rental Cars
  • Eyeglasses and even prescriptions that aren’t covered by insurance

Plus you’ll also get insider info on social security, job listings, caregiving, and retirement planning.

How to become a member today:

  • Click the link below, select your free gift, and click “Join Today”
  • Create your account (important!) by answering a few simple questions
  • Start enjoying your discounts and perks!

Get 25% off your AARP membership, making it just $15 the first year with auto-renewal

Use this card to pay no interest for 15 months (yes, it is kind of remarkable)

Imagine getting 15 months with 0% intro APR on purchases and balance transfers (APR then 18.24% - 27.24% Variable). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading no-interest cards - the Discover it® Cash Back(Rates and fees) - and pay no interest until 2026 on purchases and balance transfers!

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer high-interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 18.24% - 27.24% Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

The best part? The Discover it® Cash Back is accepted by 99% of merchants, boasts an exceptional cash back rewards rate, and has no annual fee.

Click here to apply now for the Discover it® Cash Back

Home Equity: Ohio seniors borrow from your home’s equity

Home equity loans are surging in popularity with homeowners with great credit to pay down high-interest debt quickly or make home improvements.

The best part is you can actually keep your current mortgage rate by getting a home equity loan with this genius program!

No hassle. No expensive fees.

Calculate your equity amount and lock in your rate today!

How to get started:

  1. Check out the Rocket Mortgage Home Equity tool.5
  2. Answer a few questions about your home.
  3. Lock in your personalized rate and payment.

700+ Credit Score: Calculate your payment for $0

Lower the price of your travel costs


Greyhound Senior Discount: 5% discount on fares for passengers aged 62 and older. This discount is available on cross-border routes.

Amtrak Senior Discounts: 10% discount on most rail fares to travelers aged 65 and older.

National Park Service Senior Pass: For a one-time fee of $80, U.S. citizens or permanent residents aged 62 and older can obtain a lifetime Senior Pass. This pass grants access to over 2,000 federal recreation sites, including national parks and wildlife refuges.

AT&T Senior Nation Plan: AT&T offers the Senior Nation plan for customers aged 65 and older. This plan includes discounted rates on nationwide calls and is designed specifically for basic phones (not smartphones).

Home Insurance: If your income is limited, switch your home insurance and you could save a ton of money

If you have home insurance, you need to see the recent rates available to you. There’s a good chance you’ll want to switch your policy if you see a better rate.

The best way to check for up-to-date rates: Get multiple policy quotes from a variety of home insurance providers. Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house.

Provide Home Insurance is a company that matches you with a variety of home insurance options to meet your home insurance needs … including lower overall cost or better overall coverage.

Just answer a few questions, and they will find options that are right for you.

Enter your zip code to get started

Cash App is more than banking. Bank6without all the fees—save, send, and spend your money the way you want.

When you save with Cash App, you can earn interest with no hidden fees or balance requirements. Whether saving for something, someday, or someone, Cash App can help you save for goals like never before.

Speed up payday—your paycheck drops up to 2 days early when you direct deposit into Cash App.7When you direct deposit $300+ in paychecks each month, you’ll unlock the best parts of Cash App: Get up to $200 in free overdraft coverage for your Cash balance, so you're covered when you need it.8Reach your goals faster with high-interest savings—earn up to 4% and make your money go further.9

With custom designs, no hidden fees, and built-in security, your money's better with Cash App Card. Get exclusive perks and instant discounts on everyday spending in person and online. With proactive security features and 24/7 fraud detection, Cash App keeps your account protected.

Cash App has 4.8/stars and is an Editor's Choice on the App Store, It's also rated "Excellent" on Trustpilot. Go check it out today.10

Download Cash App for free today

Advisor Fees: You could be overpaying for your retirement planning

Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are "fee only." charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.

This free matching quiz helps Americans get matched with fiduciary advisors who serve their area, so they can compare and decide which advisor to work with.

Scams and Fraud: People lost over $3 billion to scams that started online in 2024

That’s right. If you thought the internet was safer than ever before, you should know that people still lost over $3 billion to scams that started online in 2024 alone.

But you can safeguard your digital world and identity with this powerful browser extension + mobile app from Guardio. Fake sites that mimic trusted ones are more common than you think, especially when making online purchases. Guardio predicts, detects, and blocks them.

Plans start at $9.99 per month. Sign up, install the extension and mobile app, and Guardio will monitor the dark web 24/7 for exposed data. It sends clear and actionable insights in real time to safeguard your accounts, protect your sensitive data, and secure your SSN. And it works across all your devices.

Before you make your next online purchase, join over 2 million users on any device and protect what you’ve built for a fraction of what it could cost you if your data were compromised.

Get a free trial + 30% off when you install Guaridio today!

Tax Debt: Ask this company to help you pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Answer a few questions to get started

Earn up to 5 miles per dollar toward travel with this incredible card

If you're someone who loves to travel, the Capital One VentureOne Rewards Credit Card(Rates and fees) is the perfect companion for your adventures. New cardholders can earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening.

But that's not all. When you use the VentureOne card, you can earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.

Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners! This means that your dream vacation could be closer than you think, thanks to the rewards you earn from everyday purchases! There is also no annual fee and no foreign transaction fee.

So if you're gearing up for your next adventure, the Capital One VentureOne Rewards Credit Card(Rates and fees) should be at the top of your wallet.

Annual fee: $0

Purchase and Transfer APR: 19.24% - 29.24% (Variable)

Click here to apply for the Capital One VentureOne Rewards Credit Card now

Overpaying on Windows: Ohio seniors could save a fortune on new windows

Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save $1,000s.

WindowsUSA is actively helping senior homeowners score huge savings on new windows. They bring top local vendors into a bidding war for your business, providing the best deals without sacrificing quality. This can drive the cost down for you by orders of magnitude.

Slash the cost of new windows by tapping into hidden rebates, unlisted discounts, and local incentives most homeowners don’t even know exist.

You might be eligible if you check these 3 boxes:

  1. You own your home.
  2. Your windows are 5+ years old.
  3. Your ZIP code qualifies.

Complete this short questionnaire to see if you qualify 

Overpaying for Healthcare: Stop paying all of your out of pocket healthcare costs with Medicare Supplement Insurance

You might think you have most health bills covered with Original Medicare. But then you get hit with a medical deductible for a short hospital stay — and you have to pay out of pocket. That’s where a Medicare Supplement plan may help.11

Most Medicare-eligible individuals don’t realize that Original Medicare only covers about 80% of your medical expenses. That remaining 20%? It can add up fast. Especially with a hospital deductible, Part B coinsurance, or excess charges.

Use Healthcare.com’s online tool to find a plan that may cover nearly all your out-of-pocket costs. You’ll pay just a monthly premium. Too many seniors pay more than they should, but if you want to save, here’s how to get started:

  1. Click the link below and enter your ZIP code.
  2. Answer a few questions about your current Medicare plan coverage (takes about 60 seconds).
  3. Get matched with top-rated plans and enroll online or over the phone.

Learn more here and save on out-of-pocket Original Medicare costs

BONUS: Diversify your hard-earned retirement savings with gold

You’ve spent your whole life building up your retirement savings, but market volatility and inflation could be threatening everything you’ve worked so hard for.

American Hartford Gold is actively helping Americans like you find greater retirement security with precious metal investments. They offer everything from physical ownership to IRAs in gold and silver that have a proven track record during unstable markets.

In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold actually increased by 25%.12

Take control of your legacy today in 3 easy steps:

You're in good hands, as they boast an A+ rating with the BBB, are ranked #1 gold company on the Inc. 5000 list, and are exclusively endorsed by Bill O’Reilly. Take control of your savings and download your FREE Gold IRA Guide to get started.

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